TXN-2026-0108-7

Nexa Office Solutions Sdn Bhd · MYR 11,188.80

High risk · 70/100

Risk score≥ 50 requires human verification

Human verification is required before any further payment on this transaction.

Why this was flagged

Analyst explanation

AI-narrated · grounded in the findings below

Transaction TXN-2026-0108-7 for Nexa Office Solutions Sdn Bhd (SUP-001) covers invoice INV-2026-0182 totaling 11188.8 MYR under PO-2026-0108. It has received an overall verdict of high risk with a risk score of 70.

Duplicate invoice (15 points): Two distinct invoice files share number INV-2026-0182 with differing content hashes (Source files: 04_Reissued_Invoice_INV-2026-0182.pdf, 03_Original_Invoice_INV-2026-0182.pdf).

Bank-account mismatch (20 points): Documents request payment to account ********6789 rather than the supplier's verified account ********4321 (Source files: 01_Supplier_Master_Profile_SUP-001.pdf, 06_Payment_Receipt_PAY-2026-0255.pdf, 04_Reissued_Invoice_INV-2026-0182.pdf, 03_Original_Invoice_INV-2026-0182.pdf).

Payment-status conflict (15 points): Invoice documents state UNPAID status, whereas receipt PAY-2026-0255 indicates the invoice is SETTLED (Source files: 04_Reissued_Invoice_INV-2026-0182.pdf, 06_Payment_Receipt_PAY-2026-0255.pdf, 03_Original_Invoice_INV-2026-0182.pdf).

Missing PO reference (10 points): Invoices omit the reference to existing PO-2026-0108 (Source files: 02_Purchase_Order_PO-2026-0108.pdf, 04_Reissued_Invoice_INV-2026-0182.pdf, 03_Original_Invoice_INV-2026-0182.pdf).

Overdue invoice (10 points): Invoice due on 2026-08-15 remains unresolved as of review on 2026-08-22 (Source files: 04_Reissued_Invoice_INV-2026-0182.pdf, 03_Original_Invoice_INV-2026-0182.pdf).

Immediately place a hold on payment for TXN-2026-0108-7. Contact Nexa Office Solutions Sdn Bhd out-of-band to confirm their bank details, verify whether receipt PAY-2026-0255 previously settled this balance, and resolve the duplicate invoice and missing PO reference before proceeding.

This narrative is generated from the deterministic rule findings only — the AI cannot add, remove, or re-score risks. Every finding below cites its source documents.

Analyst review

Linked transaction

Supplier: Nexa Office Solutions Sdn Bhd (SUP-001)
Registration no.: 202101034567
Invoice no.: INV-2026-0182
PO no.: PO-2026-0108
Total: MYR 11,188.80
Verified bank account: ********4321
Requested/paid account: ********6789
Status: open

Control findings (5)

Bank-account mismatch

+20 pts

The supplier's verified bank account ends in 4321, but 3 document(s) request or record payment to an account ending in 6789. Unverified beneficiary changes are a primary invoice-fraud indicator.

01_Supplier_Master_Profile_SUP-001.pdfbank_account_masked = ********432106_Payment_Receipt_PAY-2026-0255.pdfbank_account_masked = ********678904_Reissued_Invoice_INV-2026-0182.pdfbank_account_masked = ********678903_Original_Invoice_INV-2026-0182.pdfbank_account_masked = ********6789

Duplicate invoice

+15 pts

2 different PDF files use invoice number INV-2026-0182 for the same supplier and amount. The files have different content hashes, so this is a reissued or duplicated invoice, not a re-upload of the same file.

04_Reissued_Invoice_INV-2026-0182.pdffile_hash = 0c0f68a6e68efdbf…03_Original_Invoice_INV-2026-0182.pdffile_hash = 10a7e2a71fab353f…

Payment-status conflict

+15 pts

Invoice INV-2026-0182 is marked UNPAID on the invoice document(s), but receipt PAY-2026-0255 states the same invoice was already SETTLED. The records contradict each other, so a further payment could be a double payment.

04_Reissued_Invoice_INV-2026-0182.pdfpayment_status = UNPAID06_Payment_Receipt_PAY-2026-0255.pdfpayment_status = SETTLED03_Original_Invoice_INV-2026-0182.pdfpayment_status = UNPAID

Missing PO reference

+10 pts

Purchase order PO-2026-0108 exists for this transaction, but 2 invoice(s) omit any PO reference. Invoices that bypass the PO chain evade three-way matching.

02_Purchase_Order_PO-2026-0108.pdfpo_number = PO-2026-010804_Reissued_Invoice_INV-2026-0182.pdfpo_number = (absent)03_Original_Invoice_INV-2026-0182.pdfpo_number = (absent)

Overdue invoice

+10 pts

INV-2026-0182 was due on 2026-08-15 and remains unresolved as of the review date (2026-08-22). Aged unresolved invoices raise the pressure for rushed, unchecked payment.

04_Reissued_Invoice_INV-2026-0182.pdfdue_date = 2026-08-1503_Original_Invoice_INV-2026-0182.pdfdue_date = 2026-08-15

Source documents (6)

06_Payment_Receipt_PAY-2026-0255.pdf
sha256 db2d92d89083fd3a…
Payment receipt
05_Delivery_Order_DO-2026-0097.pdf
sha256 c38e7c4109288964…
Delivery order
04_Reissued_Invoice_INV-2026-0182.pdf
sha256 0c0f68a6e68efdbf…
Invoice
03_Original_Invoice_INV-2026-0182.pdf
sha256 10a7e2a71fab353f…
Invoice
02_Purchase_Order_PO-2026-0108.pdf
sha256 c831e7dc68cd43b6…
Purchase order
01_Supplier_Master_Profile_SUP-001.pdf
sha256 f4188fa63ec9a5dc…
Supplier profile

Audit trail

Explanation generated
8/22/2026, 8:05:00 AM · system
Transaction linked
8/22/2026, 8:05:01 AM · system
Risk scored
8/22/2026, 8:05:01 AM · system