TXN-2026-0108-4

Nexa Office Solutions Sdn Bhd · MYR 11,188.80

High risk · 55/100

Risk score≥ 50 requires human verification

Human verification is required before any further payment on this transaction.

Why this was flagged

Analyst explanation

AI-narrated · grounded in the findings below

Transaction TXN-2026-0108-4 for Nexa Office Solutions Sdn Bhd (Invoice INV-2026-0182, MYR 11188.8) has been flagged with a high risk level and a risk score of 55.

Control Findings:

Bank-account mismatch (20 points): Verified account ********4321 differs from the requested account ********6789 (Source files: 01_Supplier_Master_Profile_SUP-001 (1).pdf, 03_Original_Invoice_INV-2026-0182.pdf, 06_Payment_Receipt_PAY-2026-0255.pdf).

Payment-status conflict (15 points): Invoice INV-2026-0182 is marked UNPAID on the invoice, but payment receipt PAY-2026-0255 indicates it is SETTLED (Source files: 03_Original_Invoice_INV-2026-0182.pdf, 06_Payment_Receipt_PAY-2026-0255.pdf).

Missing PO reference (10 points): Invoice INV-2026-0182 omits the reference to PO-2026-0108 (Source files: 02_Purchase_Order_PO-2026-0108.pdf, 03_Original_Invoice_INV-2026-0182.pdf).

Overdue invoice (10 points): Invoice INV-2026-0182 was due on 2026-08-15 and remains unresolved as of 2026-08-22 (Source file: 03_Original_Invoice_INV-2026-0182.pdf).

Recommended Next Actions:

Place this payment on hold immediately. Perform an out-of-band call to the supplier to verify account ********6789, confirm with accounting if receipt PAY-2026-0255 represents a duplicate payment, and ensure PO-2026-0108 is attached before proceeding.

This narrative is generated from the deterministic rule findings only — the AI cannot add, remove, or re-score risks. Every finding below cites its source documents.

Analyst review

Linked transaction

Supplier: Nexa Office Solutions Sdn Bhd (SUP-001)
Registration no.: 202101034567
Invoice no.: INV-2026-0182
PO no.: PO-2026-0108
Total: MYR 11,188.80
Verified bank account: ********4321
Requested/paid account: ********6789
Status: open

Control findings (4)

Bank-account mismatch

+20 pts

The supplier's verified bank account ends in 4321, but 2 document(s) request or record payment to an account ending in 6789. Unverified beneficiary changes are a primary invoice-fraud indicator.

01_Supplier_Master_Profile_SUP-001 (1).pdfbank_account_masked = ********432103_Original_Invoice_INV-2026-0182.pdfbank_account_masked = ********678906_Payment_Receipt_PAY-2026-0255.pdfbank_account_masked = ********6789

Payment-status conflict

+15 pts

Invoice INV-2026-0182 is marked UNPAID on the invoice document(s), but receipt PAY-2026-0255 states the same invoice was already SETTLED. The records contradict each other, so a further payment could be a double payment.

03_Original_Invoice_INV-2026-0182.pdfpayment_status = UNPAID06_Payment_Receipt_PAY-2026-0255.pdfpayment_status = SETTLED

Missing PO reference

+10 pts

Purchase order PO-2026-0108 exists for this transaction, but 1 invoice(s) omit any PO reference. Invoices that bypass the PO chain evade three-way matching.

02_Purchase_Order_PO-2026-0108.pdfpo_number = PO-2026-010803_Original_Invoice_INV-2026-0182.pdfpo_number = (absent)

Overdue invoice

+10 pts

INV-2026-0182 was due on 2026-08-15 and remains unresolved as of the review date (2026-08-22). Aged unresolved invoices raise the pressure for rushed, unchecked payment.

03_Original_Invoice_INV-2026-0182.pdfdue_date = 2026-08-15

Source documents (5)

01_Supplier_Master_Profile_SUP-001 (1).pdf
sha256 f4188fa63ec9a5dc…
Supplier profile
02_Purchase_Order_PO-2026-0108.pdf
sha256 c831e7dc68cd43b6…
Purchase order
03_Original_Invoice_INV-2026-0182.pdf
sha256 10a7e2a71fab353f…
Invoice
05_Delivery_Order_DO-2026-0097.pdf
sha256 c38e7c4109288964…
Delivery order
06_Payment_Receipt_PAY-2026-0255.pdf
sha256 db2d92d89083fd3a…
Payment receipt

Audit trail

Explanation generated
8/22/2026, 7:33:58 AM · system
Transaction linked
8/22/2026, 7:33:59 AM · system
Risk scored
8/22/2026, 7:33:59 AM · system
Bank verification requested
8/22/2026, 7:34:12 AM · analyst